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A former governor of the central bank believes that giving part-time appointees majority control over interest rates is a radical step. Central bankers say concerns about the new RBA governor having less power are only a risk if Treasurer Jim Chalmers appoints “radicals” to the board. With the growth of new technologies such as mobile money, there are opportunities to diversify into new products that alleviate this lack of access. 2. Providing an effective payment system – huge strides have been made in making this area of finance more inclusive, particularly through the introduction of mobile payment services (e.g. mPesa – the mobile phone-based money transfer, financing and microfinancing service) but there is still more to be done. BHP and Commonwealth Bank will unleash more than $9 billion of dividends into the economy on September 28. But one start-up is offering instant gratification. This is profoundly important to the development of the global<br>nomy.